body {
	background-color: #FFFFFF;
	background-image: url(images/background.gif);
	background-repeat: repeat-x;
	padding:0px 0px 20px 0px;
	margin:0px;
}
body,td,th {
	color: #303030;
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
}

a {color:#008000;}
a:hover {color:#48A645;}

#container {
	width:776px;
	padding:0px;
	margin:auto;
}

/* header */
#container-header {
	height:176px;
	background-color:#5E823C;
	background-image:url(images/bg-header.gif);
	background-repeat:no-repeat;
	background-position:bottom;
}
.header-flash {
	margin:0px;
	padding:0px;
}

/* body */
#container-body1 {
	background-image:url(images/bg-content1.gif);
	background-repeat:repeat-y;
	padding:0px;
	margin:0px;
}
.container-body2 {
	background-image:url(images/bg-content2.gif);
	background-repeat:no-repeat;
	padding:0px;
	margin:0px;
}
.container-inside {
	width:745px;
	margin:0px 0px 0px 0px;
	padding:0px 15px 20px 16px;
}
.container-inside p {
	margin:0px;
	padding:0px 50px 15px 50px;
	text-align:justify;
	line-height:18px;
}

/* home styles */
.container-home1 {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/gfx_home.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:450px;
}
.container-home1 h2 {
	color:#4CA547;
	font-size:24px;
	font-family:"Times New Roman", Times, serif;
	font-weight:normal;
	font-variant:small-caps;
	text-align:left;
	margin:0px 0px 0px 152px;
	padding:27px 0px 20px 27px;
	background-image:url(images/h2bg.gif);
	background-repeat:no-repeat;
}
.container-home1 p {
	margin:0px;
	padding:0px 50px 15px 225px;
	text-align:justify;
	line-height:18px;
}

.container-inside2 {
	width:745px;
	margin:0px 0px 0px 0px;
	padding:0px 15px 5px 16px;
}
.container-inside2 p {
	margin:0px;
	padding:0px 50px 15px 50px;
	text-align:justify;
	line-height:18px;
}

.ips_home {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/personal_home.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:600px;
}

.ips_home p {
	margin:0px;
	padding:0px 70px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_auto {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/personal_auto.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:600px;
}

.ips_auto p {
	margin:0px;
	padding:0px 65px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_personal {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/personal_articles.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:353px;
}

.ips_personal p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_boat {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/personal_boat.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:600px;
}

.ips_boat p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_commercial_auto {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_auto1.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:352px;
}

.ips_commercial_auto p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_commercial_bonding {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_bonding2.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:600px;
}

.ips_commercial_bonding p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_commercial_worker {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_comp2.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:600px;
}

.ips_commercial_worker p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_commercial_prof {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_liability1.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:352px;
}

.ips_commercial_prof p {
	margin:0px;
	padding:0px 50px 150px 320px;
	text-align:justify;
	line-height:18px;
}

.ips_commercial_marine {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_marine1.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:352px;
}

.ips_commercial_marine p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_commercial_marine ul {
	margin:0px;
	padding-top: 10px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 350px;	
}

.ips_commercial_property {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_property3.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:862px;
}

.ips_commercial_property p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_commercial_general {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/coomercial_shushi1.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:352px;
}

.ips_commercial_general p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_claims_auto {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/claims_auto3.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:862px;
}

.ips_claims_auto p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_claims_auto ul {
	margin:0px;
	padding-top: 10px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 350px;	
}

.ips_claims_catastrophe {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/claims_cathastropy4.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	height:1101px;
}

.ips_claims_catastrophe p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_claims_catastrophe ul {
	margin:0px;
	padding-top: 10px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 350px;	
}

.ips_claims_process {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/claims_process3.gif);
	background-repeat:no-repeat;
	background-position:top;
	height:862px;
}

.ips_claims_process p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.ips_claims_process ul {
	margin:0px;
	padding-top: 10px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 350px;	
}

.ips_claims_roadside {
	padding:0px 0px 0px 0px;
	margin:0px;
	background-image:url(images/claims_roadside2.gif);
	background-repeat:no-repeat;
	background-position:top;
	height:600px;
}

.ips_claims_roadside p {
	margin:0px;
	text-align:justify;
	line-height:18px;
	padding-top: 0px;
	padding-right: 50px;
	padding-bottom: 0px;
	padding-left: 320px;	
}

.homebottom1 {
	background-image:url(images/home-bg1.gif);
	background-repeat:repeat-y;
	margin:0px;
	padding:0px;
}

.homebottom2 {
	background-image:url(images/home-bg2.gif);
	background-repeat:no-repeat;
	margin:0px;
	padding:0px 15px 0px 16px;
	width:745px;
}

.home_box1 {
	width:204px;
	float:left;
	margin:0px;
	padding:38px 0px 15px 32px;
	font-size:11px;
	text-align:justify;
}
	.homebox_titlelink {
		display:block;
		font-size:12px;
		font-weight:bold;
		color:#959595;
		margin:0px;
		padding:0px 0px 15px 0px;
	}
		.homebox_titlelink a {color:#959595; text-decoration:underline;}
		.homebox_titlelink a:hover {color:#4CA547;}

.home_box23 {
	width:460px;
	float:right;
	margin:0px;
	padding:0px 0px 15px 0px;
}

.home_box2 {
	width:204px;
	float:left;
	margin:0px;
	padding:30px 0px 0px 10px;
}

.home_box3 {
	width:204px;
	padding:58px 0px 0px 20px;
	margin:0px;
	font-size:11px;
	text-align:justify;
	float:left;
}


/* footer */
#container-footer {
	background-image:url(images/bg-footer.gif);
	background-repeat:no-repeat;
	padding:16px 0px 0px 0px;
	margin:0px;
	text-align:center;
	color:#A3A3A3;
	font-size:10px;
}
#container-footer a {color:#A3A3A3; text-decoration:none;}
#container-footer a:hover {color:#F6B564;}

/* text styles */
h2 {
	color:#4CA547;
	font-size:24px;
	font-family:"Times New Roman", Times, serif;
	font-weight:normal;
	font-variant:small-caps;
	text-align:left;
	margin:0px;
	padding:27px 0px 20px 27px;
	background-image:url(images/h2bg.gif);
	background-repeat:no-repeat;
}

.num  {
	list-style:decimal;
}